Living in Malaysia
Why Retire In Malaysia?


Government Support
Conjuring up all the mysteries of Asia, Malaysia is a former British colony that remains as colourful as ever. Beyond the lofty skyscrapers of the capital, Kuala Lumpur, its dramatic canvas is embroidered with tropical beaches, mountains, dense rainforest, and vividly green tea plantations. The MM2H programme is initiated, organised and launched by the Malaysian Government and is thus one that the Government will continuously seek to improve, to ensure its success. Malaysia has great infrastructure, foreigners are allowed to own freehold properties, has no inheritance tax, and places no tax on income repatriated from overseas. There’s no property capital gain tax either. Quality living is the main reason for the success of MM2H. Besides that, Malaysia has a stable political and economic environment, complete infrastructure facilities, convenient ground, sea and air transportation, and a moderately warm climate throughout the year. It is also multiracial, multicultural and multilingual with a diverse lifestyle and relatively low consumption level.
Why Malaysia?


  • Low cost of living and relatively cheap properties compared to most developed countries
  • Quality education provided by international schools, private colleges and universities
  • First-class medical facilities with internationally recognised hospitals and clinics
  • High economic growth and socio-political stability
  • Great weather & climate that is sunny all year long without extreme weathers
  • Excellent infrastructure, telecommunications, and transportation system
  • Attractive tourist destinations - beaches, islands, tropical jungles, natural caves - as well as various shopping malls, sports, golf courses and entertainment hubs
  • Warm, friendly people who speak English, Chinese, Malay, Tamil and a myriad of other dialects
  • Variety of local/international cuisines from Malay, Chinese, Indian, Thai, and Western origins with many gourmet choices


Pre-Arrival in Malaysia


Moving house within the same country is stressful enough, so relocating to another continent can seem daunting. There are financial considerations, a potential clash of cultures or new regulations to understand; and new public services and housing to locate. Fortunately, Malaysia is a very liveable county, where English is widely spoken, infrastructure and healthcare are good, and the weather is warm.


Financial Facts
The unit of currency is the Malaysian Ringgit (RM) which equals 100 sen. Currency notes are in denominations of RM1, RM5, RM10, RM20, RM50, and RM100. Coins are issued in 5, 10, 20, and 50 sen pieces. Licensed foreign money changers are found in all urban centres, key entry/exit points and shopping complexes.


Living Cost
The cost of housing, communications, transport (including taxis), local food, holiday accommodation, airfares, clothing, medical expenses, entertainment and recreation are all very reasonable. Cars, alcohol and imported foods are generally more expensive than western countries. Many other imported items are now free of duty. Set out below are the prices of some well-known items to give you some idea what it will cost to live here. The islands of Langkawi (off the west coast of peninsular Malaysia), Tioman (off the east coast) and Labuan (off the coast of Sabah and Sarawak) are all duty free. This means considerable savings on alcoholic beverages and motor vehicles. A number of people under Malaysia My Second Home also have chosen to live in Langkawi.


Malaysia has well-developed air and sea connections. It is also accessible by road and rail through Thailand and Singapore on the Peninsula. More than 25 major airlines service the international airports throughout the nation. Port Klang and Penang in the Straits of Malacca link the country to the rest of the world by sea. Internal travel is relatively easy, comfortable and cheap. The major towns and cities are served by air-conditioned trains and buses and also by regular scheduled flights. Travelling by road in Peninsular Malaysia is easy as it has a well-developed network of roads. In Sabah and Sarawak, travelling by four-wheel drive is recommended on unpaved roads, and many remote areas can only be reached by air or river. Travelling by rail is also highly recommended as you get a panoramic view of the countryside. To get value for money when travelling by rail, plan your journey in advance.


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